Capital One

Sr Risk Associate (Auto Finance

Capital One

Plano, TX, USA
Full-TimeDepends on ExperienceSenior LevelMasters
Job Description

Are you a highly motivated individual with a passion for risk management in the auto finance industry? Do you have a keen eye for detail and a strong analytical mindset? If so, we have an exciting opportunity for you at Capital One as a Senior Risk Associate for our Auto Finance division. In this role, you will play a critical role in identifying and mitigating potential risks to our business, while also driving continuous improvement in our risk management strategies. We are seeking a candidate with a strong background in risk assessment and a proven track record of success in the auto finance industry. If you are ready to take on a challenging and rewarding role, we encourage you to apply for this position and join our dynamic team at Capital One.

  1. Conduct thorough risk assessments for the auto finance division and identify potential risks to the business.
  2. Develop and implement risk management strategies to mitigate identified risks.
  3. Monitor and analyze key risk indicators to proactively identify emerging risks.
  4. Collaborate with cross-functional teams to ensure risk management strategies are integrated into business processes and operations.
  5. Stay current on industry trends and regulations related to risk management in the auto finance industry.
  6. Conduct periodic reviews of existing risk management policies and procedures and recommend updates as needed.
  7. Prepare and present risk management reports to senior management and stakeholders.
  8. Work closely with data analysts to collect and analyze data to identify patterns and trends in risk management.
  9. Develop and maintain relationships with external partners and vendors to ensure effective risk management practices.
  10. Train and mentor junior risk associates on risk management best practices and procedures.
  11. Participate in special projects and initiatives related to risk management within the auto finance division.
  12. Continuously assess and improve risk management processes to enhance the overall effectiveness of the function.
  13. Collaborate with internal audit and compliance teams to ensure adherence to regulatory requirements.
  14. Communicate and escalate potential risks to senior management in a timely manner.
  15. Participate in industry conferences and events to stay updated on best practices and network with industry professionals.
  16. Act as a subject matter expert on risk management for the auto finance division and provide guidance and support to other teams as needed.
Where is this job?
This job is located at Plano, TX, USA
Job Qualifications
  • Extensive Experience In Risk Management: A Sr Risk Associate At Capital One Should Have A Strong Background In Risk Management, With A Minimum Of 5 Years Of Experience In The Field. This Includes Knowledge Of Risk Assessment Techniques, Regulatory Compliance, And Risk Mitigation Strategies.

  • Knowledge Of Auto Finance Industry: The Ideal Candidate Should Have A Thorough Understanding Of The Auto Finance Industry, Including The Various Products And Services Offered, Industry Trends, And Competitive Landscape. This Knowledge Will Enable Them To Assess Risks Specific To The Industry And Develop Effective Risk Management Strategies.

  • Strong Analytical And Problem-Solving Skills: As A Sr Risk Associate, The Candidate Should Have Excellent Analytical And Problem-Solving Abilities To Identify Potential Risks And Develop Solutions To Mitigate Them. They Should Be Able To Interpret Data, Perform Risk Assessments, And Make Informed Decisions Based On Their Analysis.

  • Excellent Communication And Interpersonal Skills: This Role Involves Working With Cross-Functional Teams, Including Senior Management, Risk Analysts, And Business Leaders. The Candidate Should Possess Strong Communication And Interpersonal Skills To Effectively Collaborate With These Teams And Present Complex Risk Management Concepts In A Clear And Concise Manner.

  • Proactive And Adaptable Mindset: The Auto Finance Industry Is Constantly Evolving, And New Risks Can Arise At Any Time. A Sr Risk Associate Should Have A Proactive And Adaptable Mindset To Anticipate And Respond To These Changes Effectively. They Should Also Be Able To Handle A Fast-Paced And High-Pressure Work Environment.

Required Skills
  • Risk Management

  • Process Improvement

  • Data Analysis

  • Problem Solving

  • Statistical modeling

  • Financial forecasting

  • Portfolio Management

  • Risk assessment

  • Fraud detection

  • Compliance monitoring

  • Regulatory Knowledge

  • Credit Evaluation

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Critical thinking

  • Teamwork

  • Adaptability

  • Problem-Solving

Compensation

According to JobzMall, the average salary range for a Sr Risk Associate (Auto Finance in Plano, TX, USA is between $80,000-$100,000 per year. However, this can vary depending on the specific company, years of experience, and other factors such as education and certifications. It is always best to research and compare salaries for similar positions in the area to get a more accurate understanding of the market rate.

Additional Information
Capital One is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedJune 13th, 2025
Apply BeforeApril 11th, 2026
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About Capital One

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia. Capital One is ranked 11th on the list of largest banks in the United States by assets.

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