Director, Community Finance - Underwriting
Are you an experienced financial professional with a passion for community development and impact investing? Do you have a strong understanding of underwriting and risk management in the financial industry? If so, we have an exciting opportunity for you to join our team as the Director of Community Finance - Underwriting at Capital One.As the Director of Community Finance - Underwriting, you will play a crucial role in driving our community finance initiatives and supporting our commitment to making a positive impact in the communities we serve. You will lead a team of underwriters and work closely with community partners to identify and underwrite high-impact loans that promote economic development and social equity.We are looking for someone who not only has the necessary qualifications and experience in underwriting and financial analysis, but also a strong personal drive and passion for driving positive change through finance. If you are a collaborative leader with a deep understanding of community development and a desire to make a difference, we encourage you to apply for this exciting opportunity.
- Develop and implement community finance strategies and initiatives that align with the company's overall mission and values.
- Lead and manage a team of underwriters, providing guidance and support in identifying and assessing high-impact loan opportunities.
- Collaborate with community partners and stakeholders to identify and evaluate potential loan opportunities that align with the company's community development goals.
- Utilize strong underwriting and risk management skills to assess the creditworthiness and viability of potential loans.
- Make sound and informed decisions on loan approvals, ensuring they align with the company's risk tolerance and community impact objectives.
- Monitor and evaluate the performance of existing loans and provide recommendations for adjustments or modifications as needed.
- Develop and maintain relationships with community organizations and leaders to stay informed about potential loan opportunities and community needs.
- Stay up-to-date on industry developments and trends related to community finance and impact investing.
- Collaborate with other departments and teams within the company to ensure alignment and coordination of community finance initiatives.
- Participate in community events and represent the company's commitment to community development and impact investing.
- Serve as a mentor and coach to team members, providing guidance and support in their professional development.
- Contribute to the development and implementation of training programs to enhance the underwriting skills and knowledge of team members.
- Ensure compliance with all relevant regulations and policies related to community finance and impact investing.
- Act as a thought leader and advocate for community development and impact investing within the company and externally.
- Continuously evaluate and improve community finance processes and procedures to drive efficiency and effectiveness.
- Collaborate with senior leadership to create and present reports on the performance and impact of community finance initiatives.
- Represent the company in meetings and negotiations with potential borrowers, partners, and stakeholders.
- Act as a role model for ethical and responsible behavior in all aspects of the job.
- Proactively identify and address potential risks and challenges related to community finance
Extensive Experience In Underwriting Community Finance Deals: The Ideal Candidate Should Have A Track Record Of Successfully Underwriting Community Finance Deals, With A Deep Understanding Of The Unique Challenges And Opportunities In This Market.
Strong Financial Acumen: The Director Should Possess A Strong Understanding Of Financial Analysis And Be Able To Assess The Financial Health And Viability Of Community Finance Projects. They Should Also Have Experience In Developing Financial Models And Projections For Complex Deals.
Knowledge Of Regulatory And Compliance Requirements: Community Finance Deals Often Involve Compliance With Various Regulations And Requirements, Such As The Community Reinvestment Act (Cra). The Ideal Candidate Should Have A Strong Understanding Of These Regulations And Be Able To Navigate Them Effectively.
Excellent Communication And Negotiation Skills: This Role Will Involve Working Closely With Internal And External Stakeholders, Including Community Organizations, Government Agencies, And Other Financial Institutions. The Director Should Have Excellent Communication And Negotiation Skills To Build And Maintain Strong Relationships And Advocate For Capital One's Community Finance Initiatives.
Leadership And Team Management Experience: This Position Will Involve Leading A Team Of Underwriters And Analysts. The Ideal Candidate Should Have Experience In Managing And Developing A Team, As Well As The Ability To Provide Guidance And Support To Team Members To Ensure Successful Deal Execution.
Financial Analysis
Data Analysis
Market Research
Relationship Management
Portfolio Management
Risk assessment
Due Diligence
Loan underwriting
Credit Risk Management
Compliance monitoring
Credit Evaluation
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
Interpersonal Skills
creativity
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Director, Community Finance - Underwriting in New York, NY, USA is between $128,000 and $186,000 per year. This may vary depending on the specific industry, company size, and level of experience of the individual. Bonuses and other benefits may also be included in the overall compensation package.
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Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia. Capital One is ranked 11th on the list of largest banks in the United States by assets.
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