Credit Analyst I

Join an industry leader in financial services as a Credit Analyst I at Capital One. Our company is dedicated to helping customers achieve their financial goals through innovative solutions and exceptional customer service. As a Credit Analyst I, you will play a crucial role in our credit decision-making process by assessing the creditworthiness of individuals and businesses. We are seeking a detail-oriented and analytical individual with a strong understanding of credit risk and financial analysis. If you are passionate about making a positive impact and have a keen eye for detail, we encourage you to apply for this exciting opportunity.

1. Evaluate Creditworthiness: Assess the creditworthiness of individuals and businesses by analyzing credit reports, financial statements, and other relevant information.
2. Risk Assessment: Conduct risk assessments to determine the potential for credit loss and recommend appropriate risk management strategies.
3. Financial Analysis: Conduct thorough financial analysis to evaluate credit risk and make informed credit decisions.
4. Adhere to Policies and Procedures: Follow established policies and procedures to ensure consistency and compliance with regulatory requirements.
5. Collaborate with Team: Work closely with a team of credit analysts and other departments to gather information and make informed decisions.
6. Maintain Accuracy: Ensure accuracy and completeness of credit reports and documentation by conducting thorough reviews and audits.
7. Communication: Communicate credit decisions and provide recommendations to management and other stakeholders.
8. Stay Updated: Keep up-to-date with industry trends, regulations, and best practices related to credit analysis.
9. Customer Service: Provide exceptional customer service by responding to inquiries and addressing concerns related to the credit decision process.
10. Continuous Improvement: Identify and implement process improvements to enhance the efficiency and effectiveness of the credit decision-making process.

According to JobzMall, the average salary range for a Credit Analyst I in Plano, TX, USA is between $48,000 and $58,000 per year. This can vary based on factors such as years of experience, level of education, and specific job responsibilities. Some employers may also offer additional benefits and bonuses.

Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia. Capital One is ranked 11th on the list of largest banks in the United States by assets.