
Underwriter
- Underwrite and decision agency conforming and jumbo residential mortgage loans.
- Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents.
- Review appraisal reports to identify and resolve any discrepancies discovered within.
- Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan.
- Calculate qualifying ratios, determine creditworthiness; provide risk opinions.
7+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages
Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
Management experience a plus
Data Analysis
Time Management
Reporting skills
Credit Analysis
Loan structuring
Process Improvement
Verbal communication
Detail Oriented
written communication
Results driven
Leadership skills
According to JobzMall, the average salary range for a Underwriter in Breuner Building, 2201 Broadway, Oakland, CA 94612, USA is approximately $60,000-$90,000. The salary range may vary depending on factors such as the company, the size of the company, the experience of the candidate, the level of responsibility, and the location of the job.
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