Mortgage Underwriter

5 Park Plaza, Irvine, CA 92614, USA

Full-TimeDepends on ExperienceMid-LevelAssociate

Job Description

As an Underwriter at Better.com, you will be working with the only end to end digital platform in the mortgage industry. Our platform has allowed us to automate 80% of the mortgage process. What does this mean for Underwriters? This means you will spend less time working in a broken process and more time providing the best services for our borrowers. Underwrite and decision residential agency conforming, jumbo and FHA mortgage loans. Verify and analyze all necessary financial information and documentation; ensure that loan files contain all necessary credit and legal documents. Review appraisal reports to identify and resolve any discrepancies discovered within. Perform thorough analysis of applicant's income and expense data, asset documentation, credit reports, and property valuations in order to affirm borrower qualifies for loan. Calculate qualifying ratios, determine creditworthiness; provide risk opinions.

Where is this job?

This job is located at 5 Park Plaza, Irvine, CA 92614, USA

Job Qualifications

Expert knowledge of Desktop Underwriter (DU) & Loan Prospector/Loan Product Advisor (LP/LPA)
5+ years of experience underwriting FNMA, FHLMC, and Non-Conforming mortgages
Categorical understanding of the mortgage lending process
Ability to handle multiple files simultaneously
Ability to carry out requisite loan calculations (DTI, LTV, etc.)

Required Skills

MS Excel
MS Word
Record Keeping Skills
Time Management Skills
Underwriting processes skills

Soft Skills

Process Improvement
Verbal communication
Driven and self-motivated
Prioritizing skills
written communication
Multi-tasking

Compensation

According to JobzMall, the average salary range for a Mortgage Underwriter in 5 Park Plaza, Irvine, CA 92614, USA is $58,000 to $80,000 per year. This salary range is based on the current salary information available from various sources, including job postings, career websites, and data from employers.

Additional Information

Better Mortgage is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.

Required LanguagesEnglish

Job PostedMarch 9th, 2021

Apply BeforeJune 21st, 2025

This job posting is from a verified source.

Reposted

See an issue with this job? Report it to us