
Small Business Commercial Credit In Line Review Manager
Welcome to Bank of America, a leading financial institution that values innovation, collaboration, and exceptional customer service. We are currently seeking a highly motivated and experienced individual to join our team as a Small Business Commercial Credit In Line Review Manager. In this role, you will have the opportunity to lead and develop a team responsible for conducting credit reviews for small business commercial clients. The ideal candidate will have a strong background in commercial credit and possess excellent analytical and leadership skills. If you are a results-driven individual with a passion for helping small businesses succeed, we encourage you to apply for this exciting opportunity.
- Lead and develop a team of credit reviewers to ensure accurate and timely completion of credit reviews for small business commercial clients.
- Develop and maintain policies and procedures for conducting credit reviews in accordance with company and industry standards.
- Analyze financial statements, credit reports, and other relevant data to assess creditworthiness of small business clients.
- Collaborate with relationship managers and other stakeholders to gather necessary information and ensure compliance with lending standards.
- Identify potential risks and provide recommendations for risk mitigation strategies.
- Monitor and report on the overall credit quality of the small business commercial portfolio.
- Train and coach team members on credit analysis techniques and provide ongoing support and guidance.
- Foster a culture of innovation, collaboration, and exceptional customer service within the team.
- Keep up-to-date with industry trends and best practices related to small business lending and credit analysis.
- Represent the bank in a professional and knowledgeable manner to clients and external stakeholders.
- Meet and exceed performance targets and goals set by the bank.
- Adhere to all regulatory and compliance requirements.
- Identify opportunities for process improvements and implement solutions to increase efficiency and effectiveness.
- Handle any escalated issues or concerns from team members or clients in a timely and professional manner.
- Act as a subject matter expert on small business credit and provide guidance and support to other teams within the bank as needed.
- Continuously monitor and assess team performance and provide regular feedback and coaching to ensure individual and team success.
Bachelor's Degree In Finance, Business Administration, Or A Related Field.
Minimum Of 5 Years Of Experience In Commercial Credit Analysis Or Underwriting, Preferably In A Small Business Setting.
Strong Knowledge Of Commercial Credit Policies And Procedures, As Well As Regulatory Requirements.
Excellent Analytical And Problem-Solving Skills, With The Ability To Make Sound Credit Decisions.
Demonstrated Ability To Manage A Team And Effectively Communicate With Stakeholders At All Levels, Including Small Business Owners.
Financial Analysis
Relationship Management
Cash flow analysis
Portfolio Management
Risk assessment
Loan underwriting
Credit Risk Management
Credit documentation
Commercial Lending
Financial Statement Review
Credit Decision Making
Communication
Conflict Resolution
Emotional Intelligence
Leadership
Time management
creativity
Attention to detail
Teamwork
Adaptability
Problem-Solving
According to JobzMall, the average salary range for a Small Business Commercial Credit In Line Review Manager in Charlotte, NC, USA is $71,000 - $130,000 per year. This range can vary depending on the size and industry of the small business, as well as the experience and qualifications of the individual in the role.
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Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management, Global Banking, Global Markets, and Legacy Assets and Servicing. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses.

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