Bank of America

Credit Product Specialist

Bank of America

Miami, FL, USA
Full-TimeDepends on ExperienceMid-LevelBachelors
Job Description

Welcome to Bank of America, where we are committed to helping our customers and clients achieve their financial goals. We are currently seeking a talented Credit Product Specialist to join our team and assist in delivering exceptional credit products and solutions to our clients. As a Credit Product Specialist, you will have the opportunity to work with a diverse portfolio of clients, assess their credit needs, and provide tailored solutions that meet their specific financial objectives. This role requires a highly motivated individual with strong analytical skills, a deep understanding of credit products, and a passion for delivering exceptional customer service. If you are driven, detail-oriented, and possess a strong knowledge of credit products, we invite you to apply for this exciting opportunity at Bank of America.

  1. Provide exceptional customer service by building strong relationships with clients and understanding their financial goals.
  2. Assess and analyze clients' credit needs and recommend appropriate credit products and solutions.
  3. Stay up-to-date on current credit products and market trends to best serve clients.
  4. Collaborate with other team members to develop and implement effective credit strategies.
  5. Manage a diverse portfolio of clients and ensure timely and accurate delivery of credit solutions.
  6. Conduct thorough financial analysis and risk assessments to identify potential credit risks.
  7. Maintain a high level of accuracy and attention to detail when handling complex credit transactions.
  8. Communicate effectively with clients, colleagues, and other internal departments to ensure a seamless credit process.
  9. Adhere to all regulatory and compliance requirements related to credit products.
  10. Continuously strive to improve customer satisfaction and contribute to the overall success of the team and bank.
Where is this job?
This job is located at Miami, FL, USA
Job Qualifications
  • Bachelor's Degree In Finance, Accounting, Or A Related Field.

  • Strong Analytical Skills And Ability To Interpret Financial Data And Market Trends.

  • Minimum Of 3-5 Years Of Experience In Credit Product Management Or A Related Role.

  • In-Depth Knowledge Of Credit Products, Including Loans, Lines Of Credit, And Credit Cards.

  • Excellent Communication And Presentation Skills, With The Ability To Effectively Collaborate With Cross-Functional Teams And Senior Leadership.

Required Skills
  • Financial Analysis

  • Product Development

  • Market Research

  • customer service

  • Relationship Management

  • Risk assessment

  • Competitive analysis

  • Credit Underwriting

  • Sales Strategy

  • Credit Risk Management

  • Loan Portfolio Management

Soft Skills
  • Communication

  • Conflict Resolution

  • Emotional Intelligence

  • Leadership

  • Time management

  • creativity

  • Teamwork

  • Adaptability

  • Problem-Solving

  • Decision-making

Compensation

According to JobzMall, the average salary range for a Credit Product Specialist in Miami, FL, USA is between $70,000 and $100,000 per year. This can vary depending on factors such as the specific company, experience level, and additional skills or certifications.

Additional Information
Bank of America is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesEnglish
Job PostedMarch 26th, 2025
Apply BeforeJune 9th, 2026
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About Bank of America

Bank of America Corp. is a bank and financial holding company, which engages in the provision of banking and nonbank financial services. It operates through the following segments: Consumer Banking, Global Wealth and Investment Management, Global Banking, Global Markets, and Legacy Assets and Servicing. The Consumer Banking segment offers credit, banking, and investment products and services to consumers and small businesses.

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