American Express

Team Member Credit & Collect-T2

American Express

Gurugram, Haryana, India
Full-TimeDepends on ExperienceEntry LevelHigh school or equivalent
Job Description

Are you a detail-oriented individual with a passion for providing exceptional customer service? Do you have a strong background in credit and collections? If so, American Express is looking for someone like you to join our team as a Team Member for Credit & Collect-T2. This role requires someone who is highly organized, efficient, and has a strong understanding of credit and collections processes. As a member of our team, you will have the opportunity to work in a fast-paced, collaborative environment, and make a significant impact on our company's bottom line. So if you're ready to take on a new challenge and be a part of a dynamic team, we encourage you to apply for this role today.

  • Manage a portfolio of credit and collection accounts, ensuring timely payments and resolution of any delinquent accounts
  • Conduct thorough credit investigations and analysis to determine creditworthiness of customers
  • Utilize strong communication skills to build and maintain positive relationships with customers and internal stakeholders
  • Monitor and report on credit and collection trends and make recommendations for process improvements
  • Collaborate with cross-functional teams to develop and implement strategies for reducing delinquency rates
  • Maintain accurate and organized records of all credit and collection activities
  • Utilize problem-solving skills to handle complex customer inquiries and escalations
  • Keep up-to-date on industry regulations and best practices in credit and collections
  • Meet and exceed individual and team targets for collections and delinquency rates
  • Continuously strive to deliver exceptional customer service and provide a positive customer experience.
Where is this job?
This job is located at Gurugram, Haryana, India
Job Qualifications
  • Strong Communication Skills: As A Team Member In Credit & Collect-T2, It Is Crucial To Have Excellent Communication Skills To Effectively Interact With Customers, Team Members, And Other Departments Within The Organization.

  • Knowledge Of Credit & Collections Process: Candidates Should Have A Thorough Understanding Of Credit And Collections Processes, Including Credit Review, Payment Processing, And Collection Strategies.

  • Analytical Skills: The Ability To Analyze Data, Identify Trends And Patterns, And Make Data-Driven Decisions Is Essential For A Team Member In Credit & Collect-T2 To Effectively Manage Customer Accounts And Mitigate Risk.

  • Customer Service Experience: Previous Experience In A Customer Service Role Is Highly Valued For This Position As It Involves Handling Customer Inquiries, Resolving Disputes, And Providing Exceptional Service To Customers.

  • Attention To Detail: In The Credit And Collections Field, Attention To Detail Is Crucial To Ensure Accuracy In Data Entry, Processing Payments, And Identifying Discrepancies In Customer Accounts. Candidates Should Possess A Keen Eye For Detail And Be Able To Work With A High Level Of Precision.

Required Skills
  • Communication

  • Time Management

  • Multitasking

  • Attention to detail

  • Negotiation

  • customer service

  • Analytical Thinking

  • Teamwork

  • Organization

  • Problem-Solving

  • Adaptability

  • Conflict

Soft Skills
  • Communication

  • Conflict Resolution

  • Leadership

  • Time management

  • creativity

  • flexibility

  • Teamwork

  • Adaptability

  • Problem-Solving

  • Decision-making

Compensation

According to JobzMall, the average salary range for a Team Member Credit & Collect-T2 in Gurugram, Haryana, India is between ₹ 2,00,000 to ₹ 3,00,000 per year. However, this can vary depending on the specific company, experience level, and other factors.

Additional Information
American Express is an Equal Opportunity Employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based upon race, religion, color, national origin, sex, sexual orientation, gender identity, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics.
Required LanguagesHindi
Job PostedDecember 17th, 2024
Apply BeforeApril 11th, 2026
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About American Express

American Express Co. operates as a global services company, which engages in the provision of credit card, financial, and global travel services. It operates through the following business segments: U.S. Card Services, International Card Services, Global Commercial Services, Global Network & Merchant Services, and Corporate.

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