Credit Specialist

Welcome to American Express, where we value excellence and innovation in everything we do. We are currently seeking a highly skilled and motivated Credit Specialist to join our dynamic team. As a Credit Specialist, you will play a critical role in managing our customers' credit accounts and ensuring their financial stability. Our ideal candidate is driven, detail-oriented, and has a strong understanding of credit and risk management. If you are looking for a challenging and rewarding career opportunity with a globally recognized company, we encourage you to apply today.

1. Manage and maintain customer credit accounts to ensure accuracy and timely processing.
2. Develop and implement credit policies and procedures in compliance with company standards.
3. Evaluate and analyze credit applications and make informed decisions based on risk assessment.
4. Monitor customer credit history and identify potential financial risks.
5. Communicate with customers to gather necessary information and resolve any credit-related issues.
6. Collaborate with internal teams to ensure smooth credit processes and timely resolution of customer inquiries.
7. Stay up-to-date on industry trends and best practices related to credit and risk management.
8. Continuously review and improve credit processes to increase efficiency and mitigate risks.
9. Maintain accurate and detailed records of credit transactions and customer interactions.
10. Provide regular reports and updates to management regarding credit performance and potential risks.
11. Act as a liaison between customers and external credit agencies when necessary.
12. Train and coach new team members on credit policies and procedures.
13. Uphold the company's values of excellence and innovation in all interactions with customers and colleagues.

According to JobzMall, the average salary range for a Credit Specialist in Gurugram, Haryana, India is between ₹ 2,00,000 to ₹ 6,00,000 per year. This range can vary depending on factors such as experience, skills, and the specific company or industry the Credit Specialist is working in. The higher end of the salary range may also include bonuses and other incentives.

American Express Co. operates as a global services company, which engages in the provision of credit card, financial, and global travel services. It operates through the following business segments: U.S. Card Services, International Card Services, Global Commercial Services, Global Network & Merchant Services, and Corporate.