Credit Risk Governance & Controls Manager

Looking for a challenging and rewarding career in the financial services industry? American Express is seeking a highly skilled and experienced Credit Risk Governance & Controls Manager to join our dynamic team. In this role, you will play a critical role in ensuring the company's credit risk policies and controls are in compliance with regulatory requirements and industry best practices. With your strong analytical skills and attention to detail, you will help mitigate risk and drive business growth. If you are a proactive and strategic thinker with a passion for risk management, we want to hear from you!

1. Develop and implement credit risk policies and procedures in accordance with regulatory requirements and industry best practices.
2. Conduct regular reviews and assessments of existing credit risk policies and controls to identify potential gaps or areas for improvement.
3. Collaborate with cross-functional teams to ensure alignment and consistency of credit risk policies and controls across all business units.
4. Monitor and analyze credit risk metrics and trends, and provide recommendations for risk mitigation strategies.
5. Lead and oversee the execution of credit risk governance and control projects, including identifying project scope, timelines, and resources.
6. Stay updated on industry developments, regulatory changes, and emerging risks to proactively identify potential impacts on credit risk management.
7. Communicate and collaborate with senior management and other stakeholders to provide regular updates on credit risk management activities and recommendations.
8. Train and mentor team members on credit risk policies and controls, ensuring their understanding and adherence to established guidelines.
9. Prepare and present reports and presentations on credit risk management activities, findings, and recommendations to senior management and regulatory bodies.
10. Continuously assess and improve credit risk governance and control processes to enhance efficiency and effectiveness.
11. Monitor and ensure compliance with all relevant laws, regulations, and internal policies related to credit risk management.
12. Participate in industry forums and events to stay informed about current trends and best practices in credit risk management.
13. Act as a subject matter expert on credit risk governance and controls, providing guidance and support to other teams and departments as needed.
14. Identify and escalate potential or existing credit risks to senior management and work towards developing mitigation strategies.
15. Foster a culture of risk awareness and compliance within the organization by promoting best practices and providing guidance on credit risk management.

According to JobzMall, the average salary range for a Credit Risk Governance & Controls Manager in London, UK is between £60,000 and £90,000 per year. This may vary depending on factors such as experience, industry, and specific company. Some companies may also offer additional benefits such as bonuses and stock options.

American Express Co. operates as a global services company, which engages in the provision of credit card, financial, and global travel services. It operates through the following business segments: U.S. Card Services, International Card Services, Global Commercial Services, Global Network & Merchant Services, and Corporate.